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COMMERCE · After PU

Banking (PO & Clerk)

PO → Officer Scale I → Scale II → Scale III → AGM → DGM → GM → Executive Director

Duration

Graduation first (3–4 years) + 6–12 months preparation + 1 year probation after selection

Stream

COMMERCE

Entry Salary

₹50,000–₹65,000/month (PO after joining — includes DA + HRA)

5-Year Salary

₹75,000–₹1,00,000/month (Officer Scale II/III)

Eligibility

Any graduate degree (BA, BSc, B.Com, B.Tech — any field). Age 20–30 (PO), 20–28 (Clerk). Indian citizen.

Entrance Exam Details

ExamIBPS PO / SBI PO / IBPS Clerk (after graduation)
Conducting BodyInstitute of Banking Personnel Selection (IBPS) / SBI
ScheduleIBPS PO — October (Prelims), November (Mains). SBI PO — December.
PatternPrelims: English (30), Reasoning (35), Quantitative Aptitude (35) — 1 hour. Mains: Reasoning & Computer (45), General/Economy/Banking Awareness (40), English (35), Data Analysis (35), Descriptive English (25 marks, letter/essay). Interview after Mains.

Career Progression

POOfficer Scale IScale IIScale IIIAGMDGMGMExecutive Director

Expected Salary Range

Entry Level (Year 1)

₹50,000–₹65,000/month (PO after joining — includes DA + HRA)

Starting salary for freshers

After 5 Years (Experienced)

₹75,000–₹1,00,000/month (Officer Scale II/III)

With relevant experience and specialisation

Preparation Roadmap

Banking exams require graduation in any field. Start quantitative aptitude and reasoning practice during final year of graduation. Speed and accuracy in calculations is the differentiator. Current affairs and banking awareness (RBI policies, financial news) tested in mains. Can prepare alongside B.Com or any graduation — exams held annually.

Related Career Paths

If this path interests you, you might also want to explore these alternatives.

Insurance (LIC AAO, NIACL)
SSC CGL (central government posts)
NABARD / SEBI (specialised financial regulators)